We value your business and trust you place with us. We want to assure you that we are serious about keeping your personal information private before, during and after your business relationship with us. This notice describes our policy on collection and disclosure of your non-public personal information.

Categories of Information collected

We collect personal information about you from:

• Applications or other forms you complete;
• Your business dealing with us and other companies; and
• Consumer reporting agencies

Categories of information disclosed

We may disclose the following personal information about you:

• Information from your application or other forms, such as your name, address, social security number, assets, income and beneficiaries;
• Information about your transactions with us, our affiliates or others, such as your policy coverage, premiums, and payment history; and
• Information from consumer reporting agencies, such as your credit history.

To whom information is disclosed:

We do not disclose any personal information about you to anyone unless allowed by law. We do not share your financial information with any other businesses to market products of services to you. However, when your policy comes up for renewal, we may share your information with other insurance companies in order to obtain competing quotes or to provide you with better coverages or prices. If you wish to prevent that from happening, you may “opt out.”